Affordable Housing For Average Income Earners

People living below the average household income are the main target for affordable housing. Governments worldwide are coming up with policies and schemes to ensure that this minority group gets to afford homes. People living under the average household income have struggled for a while now, thus requiring government intervention.

Many sellers are used to pricing houses higher than what average income earners can afford to pay. This has led to many people lacking shelter where they end up living in poor conditions. This is a significant threat to any country that wants to achieve economic growth.

Perhaps, other than providing affordable housing, there are different ways the government can ensure that people earning average income will afford to buy houses from PropertyGuru no.1 property website. For instance, increasing the pay rate can mean people earning below average can start earning above average, making it possible to afford a house based on different market prices.

Another great way governments can ensure that people earn above average is by providing training to enhance their work skills. Doing so can mean getting a salary raise due to improved productivity. These strategies seem practical, but significant challenges such as lack of finances make it hard to implement them. The most effective option right now is what the government is doing to provide affordable housing.

 If you’re interested in this phenomenon, please take a look at the following infographic. It shows the latest research on affordable housing. The infographic makes it easy to understand this concept and highlights various schemes the government has come up with to make this a reality. Check it out below.


Infographic designed by PropertyGuru No.1 Property Website


Tips for Estate Planning

If the idea of estate planning brings up images of the Grim Reaper in your mind then you are not alone. Many people feel the same way and this is one of the major reasons why they may put off estate planning. However, if you have a family and assets that you want to leave to them should you pass away doing your estate planning will ensure that they are taken care of. Here is a look at the major benefits you will get from estate planning.

Take Care of Your Family

One of the best decisions you can make for your family is to do estate planning. When you don’t plan out your estate it will take longer for your family to get what you left and they will also get less. This is because your family will have to wait until the legalities of your estate are sorted out. When your estate is already planned with the help of an estate planning attorney, it will not take long for your family to get what they need to carry on with their lives.

Keep Your Kids Safe

If something were to happen to you would your children be taken care of? If you don’t have a plan in place your kids could end up in child protective services. All of this will happen while the court decides who will be their legal guardian. Planning your estate means that you can appoint a legal guardian yourself and your children will not be left at the mercy of a judge’s decision.

Let Your Family Keep Your Money

When you don’t have estate planning in place most of your money will go to attorney fees and legal costs trying to sort out who gets what. This process is called a probate and it can get expensive fast. This money could be used by your kids and family members to do other things.

Estate Planning for Incapacity

Did you know that estate planning can benefit you should you become incapacitated? You may be surprised to know that estate planning can be beneficial to you while you are alive. If you are involved in a sudden accident or are the victim of a stroke that renders you unable to take care of your personal affairs. Estate planning can put the power of attorney in place to deal with your finances and your health care.

Protect Your Loved Ones

Estate planning is the best way to protect your loved ones and to ensure that they get what you want them to have. Many times people believe that you have to be very rich to plan out your estate.  This is not the case. You can plan out your estate as long as you have assets you want to be distributed after your death. Take the time to deal with this while you can so that your loved ones will not have to deal with the legal drama that is inevitable if you don’t.


How to Take a Holistic Approach to Your Health


This past year has been such a tough one for many people. The pandemic continues to disrupt daily life, and the winter brings its own issues. With so much going on, it is little wonder that people are focusing on their health right now. The current circumstances make it more important than ever to focus on your wellness and take the best care of yourself. However, there are so many different health approaches out there recommending various miracle cures that will resolve all of your ailments. Magazines and websites are always recommending the latest supplement or superfood that will fast track you to good health. You may have tried a few of these over the years, along with the latest diet trends too, but not seen the health improvements that you wanted. 

To feel in the best possible health and take control of your wellness once and for all, you need to ditch the fad diets and forget about following the latest trends. Instead, you need to take a holistic approach to your health to see long term results. If you are hoping to improve your health this winter and beyond, you should find these tips helpful:

Make Time for Sleep

Getting enough rest is fundamental to your health. A lack of sleep not only makes it a struggle to make it through the day without dozing but can also have a more serious effect on your health. Sleep plays a vital role in your body’s ability to function, and not getting enough sleep impacts everything from your metabolism to your blood pressure. Did you know that regularly missing out on sleep can reduce your immunity? If you want to stay in the best health, it is crucial to get your recommended eight hours of sleep per night. 

Find an Eating Plan That Works For You

It is so easy to get into a cycle of following a diet, losing weight, and then putting more back on. Many people yo-yo diet like this throughout their adult life. To feel at your best and get the health benefits from eating foods that nourish you, it is better to choose a way of eating that is sustainable in the long term. Check out to find out more about how you can lose weight and enjoy better health without fad diets.

Choose Exercise That You Love

Exercising can sometimes feel like such a chore. When your motivation wanes, hitting the gym can feel like way too much effort. To ensure that you exercise regularly, you need to find a form of exercise that you enjoy. It is so much easier to stay motivated when you enjoy exercising and make it fun. Exercising doesn’t need to mean visiting the gym; you can do anything that you enjoy; from rollerblading to salsa dancing.

Taking a holistic approach to your wellness brings far-reaching benefits to every aspect of your life and is an excellent way to improve your health in the long term.