Affordable Housing For Average Income Earners

People living below the average household income are the main target for affordable housing. Governments worldwide are coming up with policies and schemes to ensure that this minority group gets to afford homes. People living under the average household income have struggled for a while now, thus requiring government intervention.

Many sellers are used to pricing houses higher than what average income earners can afford to pay. This has led to many people lacking shelter where they end up living in poor conditions. This is a significant threat to any country that wants to achieve economic growth.

Perhaps, other than providing affordable housing, there are different ways the government can ensure that people earning average income will afford to buy houses from PropertyGuru no.1 property website. For instance, increasing the pay rate can mean people earning below average can start earning above average, making it possible to afford a house based on different market prices.

Another great way governments can ensure that people earn above average is by providing training to enhance their work skills. Doing so can mean getting a salary raise due to improved productivity. These strategies seem practical, but significant challenges such as lack of finances make it hard to implement them. The most effective option right now is what the government is doing to provide affordable housing.

 If you’re interested in this phenomenon, please take a look at the following infographic. It shows the latest research on affordable housing. The infographic makes it easy to understand this concept and highlights various schemes the government has come up with to make this a reality. Check it out below.


Infographic designed by PropertyGuru No.1 Property Website


Tips for Estate Planning

If the idea of estate planning brings up images of the Grim Reaper in your mind then you are not alone. Many people feel the same way and this is one of the major reasons why they may put off estate planning. However, if you have a family and assets that you want to leave to them should you pass away doing your estate planning will ensure that they are taken care of. Here is a look at the major benefits you will get from estate planning.

Take Care of Your Family

One of the best decisions you can make for your family is to do estate planning. When you don’t plan out your estate it will take longer for your family to get what you left and they will also get less. This is because your family will have to wait until the legalities of your estate are sorted out. When your estate is already planned with the help of an estate planning attorney, it will not take long for your family to get what they need to carry on with their lives.

Keep Your Kids Safe

If something were to happen to you would your children be taken care of? If you don’t have a plan in place your kids could end up in child protective services. All of this will happen while the court decides who will be their legal guardian. Planning your estate means that you can appoint a legal guardian yourself and your children will not be left at the mercy of a judge’s decision.

Let Your Family Keep Your Money

When you don’t have estate planning in place most of your money will go to attorney fees and legal costs trying to sort out who gets what. This process is called a probate and it can get expensive fast. This money could be used by your kids and family members to do other things.

Estate Planning for Incapacity

Did you know that estate planning can benefit you should you become incapacitated? You may be surprised to know that estate planning can be beneficial to you while you are alive. If you are involved in a sudden accident or are the victim of a stroke that renders you unable to take care of your personal affairs. Estate planning can put the power of attorney in place to deal with your finances and your health care.

Protect Your Loved Ones

Estate planning is the best way to protect your loved ones and to ensure that they get what you want them to have. Many times people believe that you have to be very rich to plan out your estate.  This is not the case. You can plan out your estate as long as you have assets you want to be distributed after your death. Take the time to deal with this while you can so that your loved ones will not have to deal with the legal drama that is inevitable if you don’t.


Generating Your Own New Lease Of Life Is Important

We have all been through a tough year, and if the last ten days are anything to go by, 2021 is shaping up to be a challenge as well. However, there is no reason why you cannot do well despite societal troubles, and perhaps personal problems that you’re still having to resolve.

We’re not here to minimize the challenges you may be struggling with. On the contrary. Sometimes, even after we’ve been struggling with life and all of its unpredictable consequences, the best thing we can do is ‘reset’ and give ourselves a new lease on life. Waiting for it to come along can mean that we’ll be waiting forever, and so if you have the time, the energy and the care to, it can be nice to change your habits slowly and begin to live more as the person you hope to become. But so far, these sound like nice platitudes. What can actually be done, in a grounded, worthwhile manner? What gives us the potential of becoming more aware of ourselves, and how can we decide to move forward into a life that feels like it belongs to us? Let’s stop with the preamble – and get to brass tacks:


Finding That Which You Love

It’s strange to think about how love operates. We too easily only think of romantic love, or perhaps familial love, when really, love can mean many things. You can full in love with a passion or a hobby. You can fall in love with literature, or art, or mechanics, or maths, or a new simple hobby, like painting mini figurines. Love is like a hose, where you point it is where you can express it, and generally, the more you water something, the more it grows. Having one thing in your life that you love doing can help you express this love in other areas of your life. It sounds too simple and almost mystical. Is the cure for 2021 found in finding a new hobby? Perhaps not. But it can certainly help you stay disciplined, excited for a new day, and maybe it’ll help you feel just a little less bitter than you have been in the past. That can really, really help.


Try New Life Aids That Help

It’s important to realise that ‘a new lease on life’ isn’t always found in adjusting your attitude and thinking positive thoughts. It’s about doing what is real and practical to help you out of a situation, or to improve your current state. For instance, taking the time to learn more about hearing aids, and perhaps even their history, can help you mitigate hearing loss that may have been troubling you so far. It might mean talking through your options with a hair loss specialist. Perhaps you need better measures to counteract your diabetes this year. We all have our troubles, and the methods we use to maintain them, and grant us a better quality of life.


Asking For Help If You Need It

Asking for help if you need i is more than just a good idea. It can be a lifeline. It can help you get out of thinking that you can do it all on your own – which people rarely can. It can also help you accept that you’ve been struggling or that you need help. This is the first step that addicts have to take, for instance, bit by bit. Often, in order to solve their problem, they need to admit they have it. Then, they need to ask for help. They need to want that help. They need to be totally vulnerable, and willing to accept their mistakes. Without that, nothing happens. Sometimes, giving up the ghost and being okay with feeling vulnerable is the first step to asking for help. And then, ironically, you’re primed to find your greatest strength.

Take Nothing For Granted

It’s hard to be grateful after a year like 2020. But that doesn’t mean you can’t find it with a little care and effort. It’s still there should you seek it, and try to. What were you grateful for in 2020? Perhaps your family came together more than you had ever expected. Perhaps you’ve been able to rely on people. Maybe it’s helped you realize not to waste your days or take them for granted when society opens back up. At the very least, maybe it’s taught you that you can make it through a horrible year.


With this advice, we hope you can generate your own lease of life in the best possible sense.